Need an appraisal in Kerrville or County?
The top seven reasons Texas homeowners order from Gipson Real Estate Services, LLC:
At Gipson Real Estate Services, LLC, we understand the unique needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Gipson Real Estate Services, LLC, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value assessment than yours.
Challenge County's assessment of your propertyIf you live in an area that is going down or is not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. That means you are going to pay more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Gipson Real Estate Services, LLC is your #1 weapon when challenging your property tax assessment.
Need to remove PMI?A popular money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. We are experienced in helping consumers just like you do away with unwanted PMI insurance.
HELOC recently frozen?Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Gipson Real Estate Services, LLC can provide you with efficient appraisal to help you reinstate your home equity line of credit.
Do You Need Field and Desktop Appraisal Review Services?Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for verity? Gipson Real Estate Services, LLC offers field reviews where we'll go out and check the subject and comps. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.